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Insurance for complete wheels, rims and tyres

Insurance

First-class protection for your car and motorbike!

Complete wheel, rim and tyre insurance for your car

We always offer you the best quality when it comes to tyres and rims. But what happens if you drive over a nail, miss a pothole or someone wilfully damages your tyres? It's even more annoying if you scrape the kerb and damage the expensive wheel rims. What many people don't know is that most comprehensive insurance policies do not cover tyre or wheel damage. You have to bear the costs of repair, replacement or fitting. Insurance is only available to private customers!

The solution for your car: rim and tyre insurance

Your benefits at a glance:
  • 100% of repair costs are always reimbursed
  • Europe-wide protection, e.g. in the event of a puncture, vandalism or wheel theft
  • From just €3.90 per tyre and from €39.90 per wheel set
Do you want to insure your wheel completely? So tyres and rims together.
No problem! Because from now on you can also take out complete wheel insurance.

 

Tyre insurance for your motorbike

Due to high demand, we are now offering tyre insurance for your motorbike. Whether you're on winding roads or long tours, with this insurance cover you're in safe hands.

 

The quickest way to benefit:
You can take out all types of insurance simply and easily when you buy tyres, rims or complete wheels at your local branch. If you buy online at reifen.com, simply click on the desired insurance in the shopping basket.

Important notice: Insurance policies are only available to private customers!

Protect yourself from high costs and benefit from our insurance coverage for your tires.

Choose between 2 service options
    Basic   Premium
What is covered?      
Accident, e.g. tire puncture      
Vandalism      
Theft      
What is reimbursed and to what extent?      
Replacement of the tire Tire age/term: 0 to 12 months
Tire age/term: 13 to 24 months		 100%
70%		   100%
70%
Repair costs 100% reimbursement in both plans 100%   100%
Installation costs Subsidy per tire -   €15
 



Your premiums
Per new tire Tire age/term Basic   Premium
Up to 17 inches 12 months €3.90   -
Up to 17 inches 24 months €5.90   €9.90
       
From 18 inches 12 months €6.90   -
From 18 inches 24 months €10.90   €14.90
Good to know
  • The premium is paid once in advance and applies for the selected term
  • Europe-wide coverage
  • Insurance starts upon delivery of goods at a reifen.com branch or upon receipt of the policy after an online purchase
  • Insurance ends upon claim occurrence or contract expiry

Protect yourself from high costs and benefit from our insurance coverage for your rims.

Choose between 2 coverage options
Basic
What is covered?
  • Accidents, e.g. scratches from curbs
  • Vandalism
  • Theft
What is reimbursed and to what extent?
  • 80% reimbursement of replacement costs for rims aged 0 to 12 months
  • 70% reimbursement of replacement costs for rims aged 13 to 24 months
  • 100% reimbursement of repair costs
  • No installation allowance per rim set
Your premiums per rim set and duration
  • Up to 17 inches and 12 months: €39.90
  • Up to 17 inches and 24 months: €74.90
  • From 18 inches and 12 months: €54.90
  • From 18 inches and 24 months: €98.90
Premium
What is covered?
  • Accidents, e.g. scratches from curbs
  • Vandalism
  • Theft
What is reimbursed and to what extent?
  • 80% reimbursement of replacement costs for rims aged 0 to 12 months
  • 70% reimbursement of replacement costs for rims aged 13 to 24 months
  • 100% reimbursement of repair costs
  • €20 installation allowance per rim set
Your premiums per rim set and duration
  • Up to 17 inches and 24 months: €94.90
  • From 18 inches and 24 months: €118.90

 

Good to know
  • The premium is paid once in advance and applies for the selected duration
  • Europe-wide coverage
  • Insurance begins upon delivery of goods at a reifen.com branch or upon receipt of the policy after online purchase
  • Insurance ends upon occurrence of a claim or at the end of the contract term

Protect yourself from high costs and benefit from our insurance coverage for your complete wheels (complete wheel = tire and rim combined).

Choose between 2 coverage options
Basic
What is covered?
  • Accidents, e.g. scratches from curbs
  • Vandalism
  • Theft
What is reimbursed and to what extent?
  • 100% reimbursement of replacement costs for complete wheels aged 0 to 12 months
  • 70% reimbursement of replacement costs for complete wheels aged 13 to 24 months
  • 100% reimbursement of repair costs
Your premiums per set of complete wheels / duration
  • Up to 17 inches and 12 months: €39.90
  • Up to 17 inches and 24 months: €89.90
  • From 18 inches and 12 months: €69.90
  • From 18 inches and 24 months: €126.90
Premium
What is covered?
  • Accidents, e.g. scratches from curbs
  • Vandalism
  • Theft
What is reimbursed and to what extent?
  • 100% reimbursement of replacement costs for complete wheels aged 0 to 12 months
  • 70% reimbursement of replacement costs for complete wheels aged 13 to 24 months
  • 100% reimbursement of repair costs
Your premiums per set of complete wheels / duration
  • Up to 17 inches and 12 months: €55.90
  • Up to 17 inches and 24 months: €112.90
  • From 18 inches and 12 months: €88.90
  • From 18 inches and 24 months: €149.90

 

Good to know
  • The premium is paid once in advance and is valid for the selected duration
  • Europe-wide coverage
  • Insurance begins upon delivery of the goods at a reifen.com store or upon receipt of the policy after an online purchase
  • Insurance ends when a claim is made or at the end of the contract term
  • The insurance applies to a complete set

With our motorcycle tire insurance, you're safely on the road!

    Basic
What is covered?  
Accidents, e.g. flat tire  
Vandalism  
Theft  
What is reimbursed and to what extent?  
Tire replacement Tire age/duration: 0 to 12 months 100%
 



Your premiums
Per new tire Tire age/duration Basic
Up to 17 inches 12 months €3.90
From 18 inches 12 months €6.90
Good to know
  • The premium is paid once in advance and is valid for the selected duration
  • Europe-wide coverage
  • Insurance starts upon delivery of the goods at a reifen.com store or upon receipt of the policy after online purchase
  • Insurance ends when a claim is made or at the end of the contract term

What are our customers saying?

Tom, 33
"I was sceptical at first and didn't know whether tyre insurance was worth it. Now I'm convinced: I had a flat tyre, and it was completely replaced without me having to pay anything."

Thomas, 30
"My new alloy rims quickly developed unsightly scratches. It happens easily! Fortunately, I had taken out rim insurance when I bought the car. So the repair costs were covered in full. I can really only recommend it!

Michael, 43
"I had my new rims stolen after only 2 weeks. I was glad to have rim insurance! I was reimbursed for the theft quickly and without complications."

You have questions or you would like to report a claim?

The Berlin Direkt team looks forward to hearing from you

Telefon: +49 30 896770-110
Mail: service@berlin-direktversicherung.de/
Monday til Friday 8am-6pm

The fastest way to report a claim is online: https://schaden.berlin-direktversicherung.de/

When does my insurance cover begin and end?

Insurance starts upon handover of the goods in a reifen.com branch or upon receipt of the policy after online purchase. Insurance ends with the occurrence of the damage or the end of the contract.

When can I claim on my insurance?

Immediately on the agreed insurance start date and after payment of the premium.

What is not covered by tire, rim, and complete wheel insurance?

There is no insurance coverage for used rims, tires, or complete wheels; for rims, tires, or complete wheels that are already damaged; or for individually purchased rims, tires, or complete wheels. Further information can be found in the General Insurance Terms and Conditions (AVB) for tire, rim, or complete wheel insurance under the following tariffs – Basic or Premium.

Rim insurance: There is no insurance cover for rims purchased second-hand, rims that have already been damaged or rims purchased individually. For further information, please refer to the General Conditions of Insurance (GCI) Rim Insurance - Basic oder - Premium.

Is my insurance cover also valid abroad?

The insurance cover applies throughout Europe.

Do I have to cancel my contract?

The contract ends automatically at the end of the contract period or after the occurrence of a claim and does not need to be cancelled by you.

What should be done in the event of a claim?

If the damage was caused by a criminal act of a third party or in case of theft, report it to the police immediately. Then report the damage/theft to BD24 Berlin Direkt Versicherung (https://schaden.berlin-direktversicherung.de/). The invoice (purchase, replacement, repairs) is always required for processing. Please also take photos of the tyre/rim damage

Who is Berlin Direkt Insurance?

BD24 Berlin Direkt Versicherung AG has been reifen.com's exclusive insurance partner since spring 2022. Berlin Direkt is a wholly owned subsidiary of HanseMerkur based in Berlin. The offers and services are typical Berlin: digital, flexible, innovative - simply on point. In tests by independent institutes and rating agencies, Berlin Direkt insurance policies are regularly ranked among the best. Your advantage: you get high-performance products at favourable prices.

Here you can access all the details about our tyre insurance to save or print out (only in german available):

Initial information

Information according to Art. 66 Insurance Contract Act (VVG)

Company name and address:
reifencom GmbH
Südfeldstr. 16
30453 Hannover
Geschäftsführer: Michael Härle, Ralf Strelen

Status of the intermediary:

reifencom has the status of an annex broker
according to Art. 34d para. 8 Industrial Code (GewO), 66 VVG
Arbitration board for out-of-court dispute resolution:
Versicherungsombudsmann e.V.
Postfach 08 06 32
10006 Berlin

In cooperation with:

Reifen- und Felgenversicherung Berlin Direkt HanseMerkur

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